Stripe + Shuttle

Stripe is the dominant developer-first payment infrastructure company, processing payments for businesses of every size. Its API-first architecture, extensive documentation, and broad feature set (spanning payments, billing, Connect for marketplaces, Radar for fraud detection, and Treasury for embedded banking) have made it the default choice for technology companies building payment flows. Stripe supports 135+ currencies and dozens of local payment methods, with adaptive acceptance technology that automatically retries declined transactions through optimal network paths to maximize authorization rates.

Shuttle integrates with Stripe to bring its processing capabilities into a PSP-neutral payment layer, which solves a fundamental limitation of building directly on Stripe alone. Platforms connected through Shuttle can leverage Stripe’s strengths, including its developer tools, global reach, and fraud detection, while keeping the ability to move merchants to alternative processors if a merchant’s needs change. Shuttle’s Embedded Payment Layer passes transactions to Stripe’s API, and cards are tokenized with Stripe. In Voice Checkout, card details are captured through Twilio Pay and sent to Stripe.

For platforms evaluating Stripe as their primary processor, Shuttle provides a critical layer of strategic independence. Rather than being locked into a single provider, platforms can start with Stripe through Shuttle and add additional PSPs over time as their business requirements evolve, whether that means putting merchants in a particular market on a domestic processor, connecting a regional PSP for emerging market expansion, or sending a payment method such as direct debit to a specialist provider like GoCardless. Shuttle abstracts the Stripe-specific integration details, so the platform’s codebase remains processor-agnostic even while Stripe handles the majority of transactions. This keeps the platform’s integration independent of Stripe while still capturing the full value of Stripe’s technology and global network, though cards saved with Stripe stay with Stripe.